Saturday, 19 February 2011

The hardest weeks of my life

As i write this, i am suffering from a near breakdown. two weeks of hell has taken its toll on me. i could not sleep, hardly eaten anything, mental torment to the max and become so unfocus of the things happening around me.


i just pray that things will turn around for the better in the next few days. My prayers in the middle of the night centered around you. May Allah help us to be together again.


I will keep on fighting for you. I believe what we have is worth fighting for. I miss you like a child misses his blanket. i love you, my pink bunny. You are my true love.

Tuesday, 29 June 2010

29 June 2010,

I have been dreading this day. It was a day that, 5 years ago, I would never could have imagine. Yes, I have joined the "3 series" club. No, I am not scared of being old. But rather, I am thinking of what could I have, or should have, achieved before I reach this wonderful milestone.

There was once the idea of a simple life. You know, the simplest of the simplest. A good job with good pay, a house, a wife and kids. Am I content? No, I think I have a good job, something that I have been targeting since I graduated. And the other stuff, unfortunately they are still a dream.

Come 29 June 2011, my vow is to accomplish most of that simple life philosophy. Need to purify the soul first, and I will do it insya Allah this year. Oh Allah, do not let my life in my hands even for a second, guide me and bring me success. Amen.

Monday, 7 June 2010

The girl in the white dress

years have passed,
time has gone,
never would I imagine,
that I'll meet you again.

a new white dress,
the same person inside,
with nothing left to say,
could not even say hi.

I left with mix feelings,
and I know that the time has passed,
there is no turning back,
or regret of what might have been.

for you, I'll always pray,
that you find happiness always,
we move forward and never back,
the girl in the white dress is forever gone.

Tuesday, 25 May 2010

Gold - Preservation of wealth (might be wrong, but that is what I believe)

As I wrote this piece, I just opened my first Gold Account with Kuwait Finance House. A firm believer in Gold investment since early this year, I was searching for the best shariah compliant gold investment account. Luckily KFH launched their new shariah compliant gold acoount product just a few months ago.

In short, today I met a lovely Customer Service Executive by the name of Rafizah- Mrs Rafizah I would assume looking at the ring on her finger. (damn!). She guided me and my father on the product and was very nice and informative. To be honest, I already made up my mind 2 days ago that I would open a gold account with KFH. She did not actually "sold" me the product so to speak, but she did "assured" me that I made the right decision.

All I needed to do was to open a normal saving account with KFH, and all the gold transactions must go through this account. Minimum initial investment was 10grams, with the price of RM129.25 per gram (as of 24 May 2010). Unfortunately, I could not transfer my money from Maybank to KFH, so I needed to withdraw cash from the nearest ATM machine. That pretty much limited my initial investment. Anyway, not to be distracted by petty issue, I quickly withdrew money from the nearest ATM machine, and bought XX grams of gold as my initial investment.

The theory goes that gold prices will increase exponentially in the next few years as oppose to linear appreciation like in the previous years. The chief culprit is the world economic downturn has spark panic amongst investor and spook them out of bonds, shares and equities. So, people now are turning to land and gold to preserve their wealth. I am not jumping the bandwagon, but rather choose to diversify my investment and thought that gold would be the safest investment as the value will always be parallel with inflation at the least. Thus, owning say a RM10k of gold now would be the same "value" in the years ahead, whatever the inflation rate factor is.

Looking forward to monitor all my investment portfolios. I would expect my gold investment to be atleast double in value in the next 5 years. May this be the first steps of many good things in life. Amen.

Note : As far as I am aware, only KFH offers shariah based Gold investment account. The other two banks, Public Bank and Maybank, only offer conventional account. "What constitute a shariah gold investment account?" you might asked. I did some digging on this, and apparently to qualify to be shariah compliant account, one major criteria is that the bank must be able to show the buyer the physical gold whenever the buyer wants within 3 days maximum. As an example, if I bought 10 grams of gold, then decided that I want it in physical shape rather than just "statement on a piece of paper", the bank must be able to give me the physical gold within 3 days. I can't remember which bank, Public or Maybank, which mentioned that their gold is kept in a facility in New York, and would not be able to give the buyer the physical gold.

I also must note that KFH trades 99.5% fineness gold rather than 99.9% as used by Maybank or Public Bank. Although this means that the gold quality of KFH is slightly lower quality and cheaper than the two other banks, a gold is still a gold. Most important factor in my mind is the transaction must be Islamic, and until the likes of Maybank or Public Bank can offer islamic gold account, I will have to stick with KFH.

One other disadvantage of KFH gold is, although you can have the physical gold in your hand, you cannot turn it into jewellery. This is due to KFH gold is specially wrapped in a box with serial number and they will not buy back the gold from you other than in mint box condition. So, you can say farewell of turning the gold into pendant or ring if you have any intention of selling it back to KFH.

Wednesday, 5 May 2010

The one that got away,

As I listen to a song by Chantal Kreviazuk (who? well she sang "Leaving on a Jet Plane" from the film Armageddon), entitled "Feels like home", I can't praise enough the ryhthm and lyrics of that song. And listening to the lyrics, does made my mind reversing a few years back.

I guess, the song reminds me of my old flame in some ways. Don't get me wrong, I do not hold my past anymore. It is just sometimes you wondered,was she the one who got away?

For the better, it was a turning point of my life and hers. And, it was better that we parted. "Redha" is the right word to sum up the break up. Life goes on.

Sunday, 25 April 2010

The crave for anything bitter.

Probably after watching too many food programmes on the telly, I have a fondness of evaluating food base on its texture, flavour, taste and presentation. I'm not too fussy about food. My favourite food is my mum's meehun, and that kinda set the expectation of the food I consume. I love Malay/malaysian food.

However, with the influx of foreign food, I kinda fancy Italian foods right now. They are healthy in a way and with the blend of herbs, the aromatic smell of them are just gorgeous!

Despite all that, I realise that after having all the entres or main courses, I must have something bitter as a desert. Be it coffee or dark chocolate, they are a must.

Thinking about it, I do not like sweet food anymore. The other day, I was having a Mocha at Coffee Bean. Even to my own surprise, I requested the Mocha to be "on the bitter side". When I buy chocolates, I'll make sure that they are atleast 50% cocoa and they must be Dark Chocolates. To add texture, I like to have crunchy almonds or hazelnuts in them. Anything that adds sweetness such as raisins or fruits are a definite NO!

I guess, having things bitter do have a good effect. I would consume less sugar and less fatty milk. What the heck, bitter it is from now on!

Saturday, 24 April 2010

The forgotten war

Not many of us are aware of the war that is still ongoing in Chechnya between the Chechens and the Russians.The Chechens, labelled as a nationalist movement by some, rebellious traitors by Moscow, and Chechen terrorist militants by the West, but as a Muslim, I rather call them "Muslim Freedom fighters".

After the collapse of now defunct federation, the Soviet Union, a lot of nations/republics within the Soviet Union declared their independence from Moscow. Led by a former Russian Air Force General, Dzhokhar Dudayev , a native Muslim chechen, Chechnya declared independence in 1991. Chechnya is a major hub for Russia’s Oil infrastructure and the political domino fallout if Chechnya successfully gained independence (i.e countries such as Tartarstan was also rumoured to have considered abandoning the new formed Russian Federation) would be a major disaster for Moscow, and thus prompted the first Chechen War.

The First Chechen war erupted between December 1994 until August 1996. The fighters were formed by two groups, namely the Chechens themselves and also a group of muslim brothers from all the around the globe. These foreign mujahideen group was led by a fearless leader, Ibn al-Khattab and the Chechens by Dudayev himself. In short, the Chechens/mujahideen alliance won the first war.

The second Chechen war erupted in 1999. Russia, beaten in the first war, was very determined to recapture Chechnya to stop the Domino effect of countries declaring independence from Russia after the first Chechen War. The war is still on going to this very day, although it is now pretty much a guerrilla war rather than a full scale open war.

Casualties of wars reach in their thousands, with most of Chechens become homeless and living in fear. Grozny, the capital of Chechnya, is under constant attack daily. However, the clever media manipulation by the West and Russia only tell us a one sided story. We constantly reminded the “act of terrorism” done by the Chechens/Mujahideen such as the Beslan siege, Moscow Theatre siege and other suicide bombings, but never were we told the sufferings, degradation and atrocities that were and still are inflicted to the muslim Chechens.

We must not forget the heroes and the shaheeds (martyres) of these two wars. Dudayev, Ibn Khattab, Shamil Basayez, Zelimkham Yandarbiyez and countless others, either native Chechens or the global Mujahideen, have fought bravely and died to the cause. But remember, as Allah revealed in the Quran:
“Think not of those who are slain in Allah's way as dead. Nay, they live, finding their sustenance in the presence of their Lord; They rejoice in the bounty provided by Allah. And with regard to those left behind, who have not yet joined them (in their bliss), the (martyr's) glory in the fact that on them is no fear, nor have they (cause to) grieve.”
- Surah Ali Imran : 169-170

“Allah hath purchased of the believers their persons and their goods; for theirs (in return) is the Garden (of Paradise): they fight in His Cause, and slay and are slain: a promise binding on Him in Truth, through the Torah, the Gospel, and the Quran: and who is more faithful to his Covenant than Allah? Then rejoice in the bargain which ye have concluded: that is the achievement supreme.”
– Surah At-tawbah : 111

As a muslim, I would urge you to join and support the cause of our Chechen brothers and surf the website http://www.kavkazcenter.com/eng/ for the latest information from this tiny Caucacus nation. We might not have the courage to fight in the name of defending our fellow muslims in Chechnya, but atleast we can support the cause with our supplement (Doa). Insya Allah.